VCAM currently manages three mutual funds with different risk–return profiles to suit various investor preferences.
Viet Capital Fixed Income Fund (VCAMFI):
The bond fund is a traditional investment product that primarily invests in listed corporate bonds issued by enterprises. It aims to provide investors with a relatively stable and secure investment option, targeting returns higher than bank deposit interest rates while maintaining low price volatility.
VCAMFI delivered annual returns of 7.15% in 2023, 6.0% in 2024, and 4.9% in 2025.
Viet Capital Balanced Fund (VCAMBF):
This fund is designed for investors who wish to move slightly beyond their comfort zone by combining relatively safe assets (bank deposits and bonds) with equities to enhance the expected risk–return profile compared to a pure bond fund.
The Balanced Fund seeks to generate returns higher than the average bank deposit rate and outperform the VN-Index over the long term.
VCAMBF recorded annual returns of 19.31% in 2023, 17.2% in 2024, and 15.64% in 2025.
Viet Capital Discovery Fund (VCAMDF):
Among the three funds, VCAMDF carries the highest expected return and risk level, as the majority of its portfolio is allocated to equities. The fund aims to deliver investment performance that exceeds the VN-Index.
As an equity fund, VCAMDF is suitable for investors with a higher risk tolerance who seek stronger long-term growth and are willing to accept medium-to-high market volatility.
The fund achieved a return of 12.9% in 2025 (VCAMDF commenced operations in Q3 2024).
Past performance does not guarantee future results but may serve as a reference for investors when evaluating investment opportunities.